Supreme Court Rules Law Creating Director of CFPB Unconstitutional – Severs Removal Clause, Retains Agency…

Supreme Court Rules Law Creating Director of CFPB Unconstitutional – Severs Removal Clause, Retains Agency…

The Consumer Financial Protection Bureau (CPFB) was originally created by congress (Elizabeth Warren lead) as a quasi-constitutional watchdog agency to reach into the banking and financial system, under the guise of oversight, and extract money by fining entities for CFPB defined regulatory and/or compliance violations.

Essentially, the CFPB is a congressionally authorized far-left extortion scheme in the banking sector.  The CFPB levies fines; the fines generate income; however, unlike traditional fines that go to the U.S. treasury, the CFBP fines are then redistributed to left-wing organizations to help fund their political activism.

The Consumer Financial Protection Bureau (CFPB) was the brainchild of Senator Elizabeth Warren as an outcome of the Dodd-Frank legislation. Within the CFPB Warren tried to set up the head of the agency, the Director, in a manner that that he/she would operate without oversight. Unfortunately, her dictatorial-fiat-design collapsed when challenged in court.  Backstory #1 – Backstory #2

A federal court found the CFPB Director position held too much power and deemed it unconstitutional. The court decision noted that giving the President power to fire the Director would fix the constitutional problem.  This issue was argued extensively after President Trump appointed Mick Mulvaney as interim Director.  Elizabeth Warren declaring the CFPB Director could not be fired by the executive.  The legal battle worked its way to the Supreme Court.

♦ Today the Supreme Court ruled (full pdf here) the structure of the CFPB Director position is unconstitutional and the President can fire the head of the agency.  However, SCOTUS kept the CFPB agency in place by severing the part of the law that created the agency head from the rest of the law.

The CFPB remains as a quasi-constitutional agency; the CFPB remains an extortion racket to target any organization within the banking and finance sector; however, the president can fire and appoint the Director of the CFPB.

The decision could have significant implications for the future of the similarly structured Federal Housing Finance Agency, the overseer of mortgage giants Fannie Mae and Freddie Mac. like the head of the CFPB, the FHFA director is appointed to a five-year term and can only be removed for cause. ~ Politico


BACKSTORY:  When Senator Elizabeth Warren and crew set up the Director of the CFPB, in the aftermath of the Dodd-Frank Act, they made it so that the appointed director can only be fired for cause by the President.

This design was so the Director could operate outside the control of congress and outside the control of the White House.  In essence the CFPB director position was created to work above the reach of any oversight; almost like a tenured position no-one could ever remove.

The position was intentionally put together so that he/she would be untouchable, and the ideologue occupying the position would work on the goals of the CFPB without any oversight.

Elizabeth Warren herself wanted to be the appointed director; however, the reality of her never passing senate confirmation made her drop out.

The CFPB Director has the power to regulate pensions, retirement investment, mortgages, bank loans, credit cards and essentially every aspect of all consumer financial transactions.

However, in response to legal challenges by Credit Unions and Mortgage providers, in October 2016 the DC Circuit Court of Appeals ruled that placing so much power in a single Czar or Commissioner was unconstitutional:

[…]  The five-year-old agency violates the Constitution’s separation of powers because too much power is in the hands of its director, found the U.S. Court of Appeals for the District of Columbia Circuit. Giving the president the power to get rid of the CFPB’s director and to oversee the agency would fix the situation, the court said. (more)

After the November 8, 2016, election (during the lame-duck Obama period), the CFPB sought an en blanc review of the decision by the circuit court panel.  However, in March 2017 the Trump administration reversed the government’s position.

Today the Supreme Court finally settled the issue.

Police Release Suspect in Attempted Killing of Pastor in India

Click here to read more: Source: Christian Headlines: Police Release Suspect in Attempted Killing of Pastor in India

NEW DELHI, June 29, 2020 (Morning Star News) – Under pressure from an official in the ruling Hindu nationalist political party, police in Uttar Pradesh state, India have released without charges a suspect in the attempted killing of a pastor last month, sources said.

“When we entered the police station for the identification process, the attacker was treated like a VIP, not as a criminal,” Deepak Kumar, brother-in-law of the pastor, told Morning Star News. “He was released the same day, even after we insisted that he is the one.”

Four men ambushed 39-year-old pastor Dinesh Kumar as he left Mohiuddinpur village, Mau District on his motorbike on May 28, beating him with clubs so severely that he lost consciousness. A deep wound to his head required 16 stitches, a cut on his arm seven stitches, and he sustained internal injuries; seeing the wound on his arm, a doctor asked his wife if he had been shot.

“They had no intentions to threaten me – they attacked to kill me,” Pastor Kumar, of Jamalpur village, told Morning Star News.

Police went to Pastor Kumar while he was still in the Intensive Care Unit of Prakash Hospital in Mau to ask if he knew the names of any of the assailants, and he did not give one, the head of the Madhuban police station told Morning Star News. Pastor Kumar said he later called the police station to report that he recognized one of the assailants.

“I had often seen this man in the village when I visited the Christians,” he told Morning Star News. “That day too, he was sitting right opposite the house of the family who had invited me.”

Due to coronavirus social distancing measures, Pastor Kumar was standing outside the house of the family that had invited him, praying for a sick member and reading from the Bible, he said.

“I noticed him while I was sharing from the Word of God that he was observing me,” he said of the man opposite the house. “Later when he attacked me, I could clearly recognize him, but I did not know his name. I enquired of the villagers the name of the person, and only then could I report his name to the police.”

Police arrested the suspect and called Pastor Kumar to identify him two days after he was discharged from the hospital early this month. He and Deepak Kumar went to the police station, and Pastor Kumar identified the suspect, whose name is withheld for security reasons.

Pastor Kumar said he was expecting to hear soon from police of the arrest of the other three men and was stunned to learn otherwise.

“I was shocked to learn that the police did not charge him with any crime and just let him go,” he said.

Due to political pressure, he said, all four assailants are roaming free in the village. His brother-in-law said that police freed the suspect due to the intervention of a well-known political leader of the Hindu nationalist Bharatiya Janata Party (BJP).

The head of the Madhuban police station initially denied to Morning Star News that identification of the suspect took place, then later acknowledged it.

“The victim in his FIR [First Information Report] did not name anybody, and later when we went to the hospital and enquired from him, he still did not name anybody,” Station House Officer Sanjeev Kumar Dubey told Morning Star News. “It was only six days after the incident that he named this person.”

The original investigating officer has been transferred, and a new one was assigned to the case, Dubey said. The case is still under investigation and “no arrests have been made yet,” he said.

“An innocent man should not be punished,” Dubey told Morning Star News. “When Kumar did not name him twice, neither in the FIR nor in the hospital, and later he is naming him, it is doubtful.”

Dubey denied the accusation that police succumbed to Hindu nationalist political pressure by releasing the suspect.

“If he [released suspect] has done something, he will go to jail,” he told Morning Star News. “Even we try our best that the right person should be caught and right person be sent to jail.”

Christians thrown in jail while trying to report violence by Hindu extremists in India have come to fear police. When the officers visited Mohiuddinpur to investigate, Christian families became frightened, said Pastor Kumar, who suspects the assailants threatened them.

“The families got so scared when police reached their homes that they denied even knowing me,” said the father of three children, ages 3, 6 and 8.

Police have filed charges of “culpable homicide” and “voluntarily causing hurt” under sections 308 and 323 of Indian Penal Code against unidentified assailants.

Click here to read more.
Source: Christian Headlines